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See Where Philadelphia Ranks Among Cities with Most Debt Delinquency

Debt in handcuffs and money for payment. Problems with loans. — Debt delinquency is quite a prevalent issue throughout the United States, and a new Wallethub analysis details which cities see it the most.

Debt delinquency is quite prevalent throughout the nation with Americans carrying about $18 trillion in total household debt.

Delinquency status can negatively impact your credit score, which can then lead to several other challenges.

Now, a new WalletHub analysis takes a deep dive on just how prevalent debt delinquency is among the 100 largest cities, writes Adam McCann for the publication.

According to the analysis, Philadelphia ranks fifth on the list of cities with the most debt delinquencies.

The ranking is determined by both the percentage of delinquent individual tradelines and the share of total loan balances that are past due. Both percentages were calculated for the fourth quarter of 2024.

Philadelphia saw 15.57 percent of tradeline delinquencies in that time period, compared to 13.95 percent of loan balance deliquencies.

The analysis found that Laredo, Texas, has the biggest debt delinquency problem in the country. This is followed by San Bernardino, California; Detroit, Michigan; and Newark, New Jersey

Read more about which U.S. cities have the biggest issues with debt delinquency at WalletHub.

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